Registered NBFC
Dhani Services Limited
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Personal Loan Enquiry

Personal loans with clear terms and indicative estimates.

Dhani Services Limited accepts personal loan enquiries for eligible applicants. Loan amount, APR, EMI, processing timeline, and disbursement are subject to eligibility, KYC, credit review, and lender approval.

Indicative APR from 7.99% p.a.
Indicative tenure from 12 to 120 months
Indicative amount from ₹50,000 to ₹20,00,000

Before You Submit

Eligibility
Submission does not guarantee approval or disbursement
KYC
PAN and Aadhaar may be requested for identity, fraud, and credit checks
Timelines
Review and disbursement timelines shown on this page are indicative only

Check personal loan eligibility

Complete this enquiry form to request a personal loan review from Dhani Services Limited.

Use accurate information for eligibility review and document follow-up

Personal Loan Disclosure

Representative example

Loan ₹1,00,000 | 24 months | 9.5% APR | Indicative EMI ₹4,594 | Indicative total repayment ₹1,10,256 (including applicable fees and taxes)

Indicative APR: 7.99% - 12% Indicative amount: ₹50,000 - ₹20,00,000 Indicative tenure: 12-120 Months Processing fee: Up to 3%

Important: This form is for a personal loan enquiry only. Submission is subject to eligibility, KYC, credit review, internal policy checks, and lender approval. Indicative EMI and processing timelines may change after document review.

PAN and Aadhaar are collected only when needed for identity verification, fraud prevention, credit assessment, or disbursement processing, in line with the applicable privacy terms.

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1 Contact Details

Enter the contact details our team may use for eligibility review and document follow-up.

Use the same name that appears on the ID you will share for verification.

Used for application updates, document requests, and policy notices.

Used for eligibility-related calls, OTPs, and verification updates.

Optional. Share this only if you want updates on WhatsApp.

Optional. Leave blank if you do not wish to share this information.

2 KYC Details

Review the purpose below before sharing PAN or Aadhaar details.

Why PAN and Aadhaar may be collected

If you provide PAN or Aadhaar, Dhani Services Limited may use them for identity verification, fraud prevention, credit assessment, document matching, and disbursement processing when applicable.

Provide PAN when requested for identity, credit, and tax-related verification.

Provide Aadhaar only when you are comfortable sharing it for KYC and verification.

3 Personal Loan Details

Share the purpose and amount you want us to assess for this personal loan enquiry.

Use this page for one product only: personal loan enquiries.

Enter your approximate net monthly income.

This amount is indicative and may change after assessment.

EMI estimates are indicative and depend on the final sanctioned amount and APR.

4 Optional Bank Details

Provide bank details only if requested during document review or disbursement processing.

Optional at enquiry stage. Share only if you want us to retain it for later processing.

Note: Bank details are optional at enquiry stage and may be requested later if your application proceeds.

Consent & Agreement *

Important: Submission of this form does not create a right to loan approval, sanction, or disbursement. Personal loan decisions remain subject to eligibility, KYC, credit review, and lender approval.

Important personal loan disclosure Read Before Applying

Representative example: Loan amount ₹1,00,000 | Tenure 24 months | APR 9.5% per annum | Indicative EMI ₹4,594 | Indicative total repayable ₹1,10,256 (including processing fee & taxes)

Indicative APR: 7.99% - 12% per annum (varies by credit profile)
Indicative loan amount: ₹50,000 to ₹20,00,000
Indicative tenure: 12 to 120 months (1 to 10 years)
Processing Fee: Up to 3% of loan amount + applicable taxes

⚠️ Important: Personal loan approval is not guaranteed and is subject to eligibility criteria, KYC, document verification, credit assessment, internal policy checks, and lender approval by Dhani Services Limited.

Personal loan details

This page is dedicated to one product only: personal loan enquiries handled by Dhani Services Limited.

Indicative use cases

Personal loan enquiries may be considered for medical expenses, weddings, travel, debt consolidation, household purchases, or other personal needs, subject to review.

Indicative pricing

Indicative APR starts from 7.99% p.a. and may vary based on income, credit profile, repayment capacity, loan amount, tenure, and internal policy checks.

Indicative timelines

Application review, KYC follow-up, sanction, and disbursement timelines depend on document completeness, verification, and lender approval.

What this page is designed to do

Clear product scope

This page is for personal loan enquiries only, with indicative pricing, tenure, and EMI illustrations presented for guidance.

Transparent review process

All enquiries are assessed subject to eligibility, KYC, credit review, internal policy checks, and lender approval before any sanction or disbursement decision.

Important Notice

Transparent information before you share your details

Dhani Services Limited presents indicative personal loan information on this page so applicants can review general ranges, documents, and disclosures before submitting an enquiry.

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Key Consents

Indicative EMI calculator

Adjust the inputs to estimate monthly instalments. These results are illustrative and do not constitute approval or a final loan offer.

₹1,00,000
₹50K ₹20L
24 Months
12M 120M
9.5%
7.99% 12%
Indicative Estimate

Monthly Installment

₹4,594

Total Interest

₹10,256

Total Repayment

₹1,10,256

* Disclaimer: Values are based on mathematical estimates. Actual loan terms are indicative only and will be determined after eligibility, KYC, credit review, and lender approval by Dhani Services Limited.

Review Process

How personal loan enquiries are reviewed

Clear. Documented. Subject to review.

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Submit enquiry

Share your contact details, requested amount, and preferred tenure for an initial personal loan review.

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Eligibility and KYC review

Your enquiry may be reviewed for eligibility, KYC, document completeness, fraud checks, and credit assessment.

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Outcome and next steps

If your enquiry qualifies, Dhani Services Limited may contact you with the next steps, documents required, and indicative timelines.

Know Before You Apply

Important information for loan applicants

Loan Approval Not Guaranteed

All personal loan enquiries are subject to eligibility criteria, KYC, credit assessment, document verification, internal policy checks, and final approval by Dhani Services Limited. Meeting minimum requirements does not guarantee loan approval.

KYC & Document Verification Required

Complete KYC (Know Your Customer) compliance and document verification are mandatory as per RBI guidelines. False or incomplete information will result in application rejection.

Your Data Privacy is Protected

All personal and financial information is handled securely as per our Privacy Policy and data protection regulations. Your data will not be shared with third parties without consent.

Processing Time May Vary

Processing timelines depend on document completeness, credit checks, verification, and lender approval. Any timeline shared on this page is indicative and may vary for each applicant.

Responsible Borrowing

Borrow only what you need and can afford to repay. Defaulting on loan payments negatively impacts your credit score and may result in legal action and asset seizure.

Eligibility & Required Documents

Check if you meet our eligibility criteria

Salaried Individuals

Eligibility:

  • • Age: 21-60 years
  • • Min. income: ₹15,000/month
  • • Work experience: 1+ year
  • • Credit score: 650+

Required Documents:

  • • Aadhaar & PAN card
  • • Last 3 months salary slips
  • • Bank statements (6 months)
  • • Employment letter/ID proof

Self-Employed

Eligibility:

  • • Age: 25-65 years
  • • Business: 3+ years old
  • • Annual turnover: ₹3L+
  • • Credit score: 650+

Required Documents:

  • • Aadhaar & PAN card
  • • ITR for last 2 years
  • • Bank statements (12 months)
  • • Business proof documents

Business Owners

Eligibility:

  • • Age: 25-65 years
  • • Business vintage: 5+ years
  • • Annual turnover: ₹10L+
  • • Credit score: 700+

Required Documents:

  • • Aadhaar & PAN card
  • • Company registration docs
  • • Financial statements (2 years)
  • • GST returns & bank statements

Note: These are general eligibility criteria. Final approval depends on comprehensive credit assessment, documentation verification, and internal policies of Dhani Services Limited.

Grievance Redressal

Your concerns matter to us

NBFC Information

Registered Name: Dhani Services Limited

CIN: L74110HR1995PLC121209

Address: Bandra Kurla Complex, 3rd Floor, B Wing, Fortune Building, Bandra East, Mumbai, Maharashtra 400051

Regulatory Compliance: Registered with Reserve Bank of India (RBI) as NBFC

How to File a Grievance

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Contact Customer Support

Call us at 04843518085 or email support@dhaniportal.in

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Escalate to Grievance Officer

If unresolved, escalate to our designated Grievance Officer via official channels

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RBI Ombudsman

If still unresolved after 30 days, you may approach the RBI Ombudsman for Non-Banking Financial Companies

Expected Resolution Timeline: Most grievances are resolved within 7-15 business days. Complex cases may take up to 30 days. You will receive regular updates on your complaint status.

Frequently Asked Questions

Quick answers to common questions

We offer personal loans ranging from ₹50,000 to ₹20,00,000. The exact loan amount you're eligible for depends on your income, credit score, existing liabilities, and repayment capacity as assessed by our credit team.

Our interest rates start from 7.99% per annum and can go up to 12% per annum, depending on your credit profile, loan amount, tenure, and eligibility assessment. Customers with excellent credit scores typically qualify for lower interest rates.

We offer flexible loan tenures ranging from 12 months (1 year) to 120 months (10 years). Longer tenures result in lower monthly EMIs but higher total interest paid. Choose a tenure that fits your repayment capacity and financial goals.

Review timelines depend on document completeness, KYC, credit checks, internal policy review, and lender approval. Any timeline shared on this page or by the team is indicative and may change based on your profile.

Yes, you can prepay your loan either partially or fully before the tenure ends. Prepayment charges may apply as per your loan agreement terms. Contact our customer support at 04843518085 for specific prepayment charges applicable to your loan.

Basic documents include: (1) Aadhaar and PAN card for identity verification, (2) Last 3-6 months bank statements, (3) Proof of income (salary slips, ITR, or business financials), (4) Address proof, and (5) Employment/business proof. Additional documents may be requested based on your profile.

Need help before you submit?

Use the official support and legal contact details below.

Support

For product questions, document follow-up, or status updates, contact the support team.

Helpline: 04843518085

Email: support@dhaniportal.in

Registered office

Dhani Services Limited

CIN: L74110HR1995PLC121209

Bandra Kurla Complex, 3rd Floor, B Wing, Fortune Building, Bandra East, Mumbai, Maharashtra 400051

Grievance officer

Escalate unresolved complaints through the grievance channel.

Mr. Rajesh Kumar

Principal Grievance Redressal Officer

grievance@dhaniportal.in

Call Helpline

04843518085

Support Email

support@dhaniportal.in

Registered Office

Mumbai, Maharashtra